Many in the United States desire to retire but there is a common worry about how to succeed without a regular job and on social security.  The average Social Security monthly benefit is around $1200 a month as March 2011. So a couple would have an average retirement income of $28,296 annually. There are some who have a household median income which is lower than the average benefit. The two-earner couple will need to be able to stretch out their payout to make it through each month.

1.      Auburn, Alabama

The overall median household income for the city is approximately $21,630 which is $6,000 less than what couples who each receive the average Social Security check earn.  Auburn has hot summers, and mild winters however there are lots of outdoor recreational activities.

2.      Blacksburg, Virginia

There are 41,383 people living in the city, with low crime rates and the low costs of living.  The people living in Blacksburg, Virginia earn a median yearly income of $26,792 however there are lots of amenities that are easily affordable.  There is access to natural resources such the Appalachian Trail, and Jefferson National Forest.  The primary cultural attraction in Blacksburg, VA is the yearly Steppin’ Out Street Festival.  The Virginia Tech Corporate Research Center has been the main organization that is responsible for creating jobs in the area.

3.      Boone, North Carolina

The total population of Boone, North Carolina is 14,493 with a low crime rate.  The median income is $20,854 and median home price is $215,250 with an average property tax of $390.00.  This city is located within the Blue Ridge Mountain area and provides their residents with many amenities such as free public transportation through a regional bus service.  Residents enjoy free outdoor concerts at the Jones House Cultural and Community Center during the summertime.  Adults who are age 65 and older are allowed to enroll and take classes tuition-free at the Appalachian State University. 

Reference:  http://money.usnews.com/money/retirement/slideshows/10-places-to-retire-on-social-security-alone